Pacific DeFi provides highly secure yield enhancement products for stablecoins and altcoins, offering users the ability to earn high risk-adjusted returns.

IDO Date: Friday September 17th

Staking Eligibility Cutoff: Friday September 17th, 5 AM UTC

Public Sale Token Price: $0.02 USD

Allocation Round Opens: Friday September 17th, 8 AM UTC

#KCCPad Public Sale (FCFS) Round Open: Friday September 17th, 1 PM UTC

Pancakeswap Listing Time: Friday September 17th, 3 PM UTC

Maximum Token Supply: 100,000,000 PACIFIC

#KCCPad Public Sale: 20,000,000 PACIFIC

Circulating Supply at Listing: 4,500,000 PACIFIC

Market Capitalization at Listing: $90,000 USD

Public Sale Vesting Schedule: 20% unlocked on TGE, then 20% linear release weekly

Fill the whitelist form at here

About Pacific DeFi

Pacific DeFi provides highly secure yield enhancement products for stablecoins and altcoins, offering users the ability to earn high risk-adjusted returns by depositing single tokens into its vaults.

The product suite includes single-token yield-enhancement stablecoin and non-stablecoin vaults, lending & borrowing, leveraged vaults, and a launchpad for users to gain access to the best DeFi projects.

In order to provide the features above, Pacific DeFi will offer a universally usable wallet, token swap platform, and interoperability across different blockchain networks.

Pacific DeFi will also partner with the best security firms and DeFi protocols operating in similar niches to ensure the longevity, scalability, and security of the platform.

What problems does Pacific DeFi solve?

Pacific DeFi provides solutions for users seeking higher risk-adjusted returns compared to what they can find at traditional banks.

The demand for crypto is increasing daily as more users are on-boarded via centralized exchanges. One of the reasons users are rapidly making this change is due to the low interest rates received on bank deposits versus the high yields that can be achieved in DeFi.

Users who hold crypto not only look to generate returns by holding long-term, but also to want to generate fixed income while holding. Pacific DeFi allows users to deposit single tokens into its vaults, automatically diversifying risk across many different protocols to earn high risk-adjusted returns all in one place.

Users no longer need to keep track of multiple positions across different platforms as Pacific DeFi’s vaults diversify and enhance yield automatically with a couple clicks.

In the long run, Pacific DeFi aims to bridge the gap between traditional finance and DeFi by implementing yield-enhancement strategies commonly used in financial firms to increase returns while reducing risk.

How Does Pacific DeFi Fit in the Current Ecosystem?

Pacific DeFi utilises high-grade protocols to extract yield from the market. There now exists a number of projects in DeFi that can provide high levels of diversification for single-token high-yield vaults to be feasible.

Pacific DeFi aims to reduce user gas costs by pooling deposits together, allowing users to simply supply one single token of their choice to a vault instead of traditionally having to supply two tokens.

Each vault then automatically diversifies across highly secure protocols, all the while allowing for leverage to enhance returns.

Lastly, over-collateralization has been an issue in DeFi as most lending & borrowing protocols have an over-collateralization lending model. By creating a lending function to serve High-Yield Vault users, lenders are effectively supplying undercollateralized loans to users and enhancing vault returns.

Tokenomics

Token Utility

1. Trading

Trading fees are generated when users swap between tokens via Pacific DeFi’s Swap & Trade function

2. Staking

Stake $PACIFIC to receive ecosystem rewards in $PACIFIC tokens during the minting period of 1-year

3. High-Yield Vaults

Single-token staking vaults that rely on vault aggregation strategies to generate yield. It is a fixed-income product that allows users to earn high-yields on stablecoins and popular cryptos

4. Lending and Borrowing

Users can earn high-yields via lending out their cryptos to the High-Yield Vault participants. This enables the High-Yield Vaults to magnify returns by leveraging lender funds

5. Buyback & Burns

$PACIFIC tokens will continuously be bought back and burned from profits generated via the protocol. This effectively reduces token supply over time, increasing the value of the $PACIFIC token long-term

6. Governance & Token Holder Rights

Token holders will have the power to vote on key platform decisions. This includes product creation, implementation, and strategy

Roadmap

PHASE 1 — Q3 2021 — Pacific DeFi goes live

Platform design and protocol development
Internal audit of smart contract code via Solidity.Finance
Whitepaper release and distribution
Pacific DeFi investor presentation deck
Private Sale through investor network
Online community building on Twitter, Telegram, and Medium
Creation of daily blog content that introduces newcomers to the world of DeFi
Pre-sale via IDO
Listing on CoinMarketCap, CoinGecko, Dappadar
Go live on DEX PancakeSwap

PHASE 2 — Q4 2021 — Staking and farming begin

Liquidity mining process of 1-year with auto-compounding of rewards on the single PACIFIC vault
Partnership with DeFi tools provider to enable live analytics dashboard on platform
Partnerships with YouTube influencers to promote product offerings
Continue to build online community via Twitter, Telegram, and Medium

PHASE 3 — Q1 2022 — High yield vaults

Development of high-yield auto-staking vaults on the BSC for retail users
Audits from NonceAudits for liquidity pools and auto-staking vaults. NonceAudit is a subsidiary of NonceBlox — the world’s leading blockchain development team. Further audit firms will be decided at the time
Develop lending capability to allow for leveraged yield enhancement on auto- staking vaults
Introduction of a swap function to buy and sell $PACIFIC directly through the Pacific platform

PHASE 4 — Q2 2022 — Launchpad

Pacific DeFi to incubate new projects via a launchpad with partners such as Bluezilla VC. Staking $PACIFIC will be necessary to participate in our launchpad projects

PHASE 5 — Q3 2022 — Mobile app released (Beta version)

Mobile beta-app released to the Pacific DeFi community
Community-given feedback and improvements made
Mobile app marketing via social media channels, YouTube influencers, and marketing partners
The first version of the mobile app released to the Pacific DeFi community